Apple Pay is expanding its payment options and welcoming Windows, Chrome and other users this fall.

NEW YORK Apple Inc. plans to add new features later this year to Apple Pay and Apple Wallet that will integrate more deeply financing, rewards and options to buy now and pay later into the iPhone.

Apple said that the new features will be part of its annual iOS update, which will be released in the autumn. Apple announced some of these features during its annual developer conference last week, and provided more information on Tuesday.

Apple Pay will allow banks to offer customers multiple financing options, including rewards programs or points. iPhone users can currently use their credit or debit card to fund Apple Pay purchases.

Apple now allows banks to offer additional forms of financing via the same credit card, such as buy now and pay later, monthly payment plans, or using reward points.

Apple Pay will integrate Affirm, the company that allows customers to pay now and pay later, into its system. This integration will allow Apple Pay users to open an Affirm account. Affirm’s shares rose by nearly 5% on Tuesday following the news. Apple has confirmed that Apple Pay Later (its own service for buy now and pay later) will not be going away. Other major companies offering buy now pay later services, such as Klarna, will also have the ability to integrate with Apple Wallet.

Apple Pay and Apple Wallet have been a major force in digital and mobile payments for nearly a decade. Apple Pay is now integrated into nearly all credit and debit card companies. Mobile concert tickets have become standard, and some states are testing digital driver’s licenses.

Apple Pay is limited to iOS devices. This represents only about a third the market for smartphones. Apple has said that it will be allowing Apple Pay to work on Windows computers, as well as Google’s Chrome web browser, later this year. Customers will be able scan a code on their phones and approve Apple Pay transactions. AP

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